MEDICAL CARD

BULAN PUASA BOLEH DIKATAKAN SEMINGGU ADA 4KLIEN SAYA MASUK HOSPITAL....BIL MINIMA IS  RM 2,000 ...BOLEJUGA JIMAT RM2,000..
KEMASUKAN HOSPITAL MUDAH
AGEN BERPENGALAMAN LEBIH SATU DEKAD

BILA ADA SEDIKIT MASAALAH KEWANGAN

LATEST MAA TAKAFUL PANEL HOSPTAL

About Medical Card

Assalamualaikum ..... syarat2 yang di tentukan oleh pihak INSURANS DAN TAKAFUL...keiklasan nasihat daripada saya yang boleh meringankan bebanan anda semasa berada di hospital.

Perkara-perkara yang di senaraikan di bawah ini antara sebab-sebab mengapa claim (TUNTUTAN) Insurans/Takaful anda tidak berjaya, pastikan perkara-perkara dibawah tidak berlaku bagi memudahkan proses tuntutan anda:

✔ Tidak memenuhi syarat tuntutan (contoh : untuk membuat tuntutan rawatan menggunakan kad perubatan, peserta mesti disahkan oleh pihak hospital kemasukan ke wad untuk mendapatkan rawatan. Masalahnya ramai pesakit yang tidak mahu ditahan diwad, kalau boleh nak keluar lebih awal dari tempoh yang ditetapkan).

✔ Tidak cukup dokumen yang diperlukan. (contoh : jika kemasukan ke hospital bukan panel, segala tuntutan akan dibuat secara manual. Masalah akan timbul apabila dokumen seperti bil asal gagal dikemukakan atau laporan doktor tidak lengkap)

✔ Peserta mempunyai rekod perubatan yang tidak didedahkan. (contoh : Katakan anda pernah menghidap darah tinggi sebelum menyertai takaful/insurans. Anda tidak membuat pendedahan dalam polisi. Tuntutan bagi penyakit sedia ada (jika dapat dikesan) tidak akan dilayan).

✔ "POLISI LUPUT" Apabila sumbangan bulanan gagal, akaun peserta akan terbatal. Kebiasaannya dalam 7 tahun yang pertama, nilai tunai dalam polisi masih lagi sikit. Akaun peserta yang tertunggak 30 Hari berisiko untuk luput. Pada masa ini, sebarang tuntutan tidak akan diproses dan jika polisi tersebut lupus, peserta akan melalui tempoh menunggu seperti pada mula polisi disertai. (contoh : anda baru menyertai takaful untuk 3 bulan. Kegagalan membuat sumbangan berterusan sehingga 30 Hari untuk bayaran bulan ke empat akan menyebabkan polisi luput. Sebarang tuntutan dalam tempoh luput memang tidak akan diproses. Walaupun anda mula membayar caruman semula selepas tempoh luput bertujuan untuk menghidupkan polisi, anda terpaksa kembali kepada tempoh menunggu asal)

✔ Manfaat tiada dalam polisi. Anda sebagai pemilik polisi perlu membaca polisi takaful yang anda sertai dengan teliti. Kalau tak faham, tanya agent. Minta nasihat untuk polisi yang bersesuaian dengan keperluan semasa anda. ianya PERCUMA.
✔ Dalam tempoh MENUNGGU?

Ya, Setiap Polisi Takaful/Insurans mempunyai tempoh menunggu. Maksudnya anda mesti menunggu dalam tempoh yang ditetapkan sebelum membuat sebarang tuntutan.
** maksud yang muktamad pada pernyataan di atas, sila rujuk pada polisi asal.

MAA MEDICAL CARD LATEST PANEL HOSPITAL

KANSER MASIH ADA PENAWARNYA..JANGAN PUTUS ASA

 “It won't happen to me.” That's the first reaction when one thinks of cancer. Some might even say; “my family has no history of cancer, therefore I’m safe.” Unfortunately, in today's day and age, no one can say with confidence that cancer can be avoided. However, with medical advances, it is possible to diagnose most forms of cancer early and treat them successfully.

Cancer is a sickness that does not discriminate. It does not care about the body in which it calls home. It only cares about satisfying its greed and satisfying its need to multiply. It is merciless in its mission to take over its host completely until the host no longer exists.

According to the National Cancer Registry 2002 report:

• There were over 26,000 new cancer cases diagnosed in Peninsular Malaysia.
• Unlike Singapore, Malaysian women have a higher incidence of cancer (55 per cent versus 45 per cent) than men.
• One in 5.5 Malaysians is expected to get cancer in their lifetime (1 in 4 for Chinese, 1 in 5 for Indians and 1 in 7 for Malays).
  
  Common cancers in Malaysia:

• The most common cancer in Malaysian males is lung cancer, followed by nasopharyngeal or nose cancer.
• Breast cancer is the most common cancer in females followed by cervical cancer.
• Colorectal cancer is increasing in incidence in both sexes.

Risk factors

• These include: age, family history, smoking, lifestyle factors, viruses and ionising radiation.
• Tobacco causes approximately 30 per cent of cancers, including cancer of the lung, oral cavity, cervix, pancreas and urinary bladder.
• The Human Papilloma virus causes cervical cancer and is transmitted through sexual activity with multiple male partners.
• Hepatitis B can lead to liver cancer. Although family history is important, less than one per cent cancers are inherited or hereditary.
  
  In certain occupations, such as in the asbestos and wood industries, workers have a higher incidence of developing the disease, in these cases of lung and nose cancers respectively.
  
  Dietary factors are responsible for about 30 per cent cancers. Saturated fats are associated with breast, uterus, ovary and colon cancers. Low fibre diets cause colon cancers. High intakes of pickles predispose people to stomach cancer.

Cancer. It is a dreaded word that many consider a death sentence.

There are 210 types of diseases classified under the umbrella name of cancer. Cancer strikes 11 million adults and children every year throughout the world and six million die from it annually. Closer to home, 45,000 Malaysians are told every year that they have cancer. In Malaysia today, cancer is the second leading cause of death after heart disease.

The statistics are frightening and the odds of surviving cancer are one in four. Is it any wonder that people with cancer find it difficult to face this dreaded disease bravely?

CancerCare is a medical plan that provides lump sum benefit payments if the person covered is diagnosed with Cancer, Gender Specific Cancer or Carcinoma in Situ (CIS). In addition, we also provide a hassle free claim for funeral expenses.

Cancer

Cancer is defined as the uncontrolled or unregulated growth of cells. The word is derived from "crab" in Latin. In general, one billion cells are required for a cancer lump to reach 1cm diameter or to weigh 1g. This is the limit of detection by imaging techniques.

Penghospitalan Percuma!

Menziarah vip client saya di hospital swasta...hebatkan bilik dia?..mesti kena bayar ribu riban...tetapi sebenarnya hanya membayar Rm 60 utk registrition...inilah tugas saya memberi khidmat nasihat supaya semua klien saya dapat mengurus risiko dgn baik.

NEW MEDICAL CARD FROM MAA ASSURANCE..

KAD KESIHATAN KONVENSIONAL DARI MAA ASSURANCE BHD

Hubungi Pakar Medical Card  di Maa Takaful/Maa Assurance Puan Intan 019-2767197